Planning for the Future Starts Today
At Howard Gursky Insurance, we offer a wide variety of insurance policies and coverage options to help protect you and your family.
How can we help you today?
At Howard Gursky Insurance, we offer a wide variety of insurance policies and coverage options to help protect you and your family.
How can we help you today?
Welcome to Howard Gursky Insurance
Helping you find the coverage you deserve!
We recognize that every individual has different insurance requirements, which is why we offer a variety of policies and coverage options tailored to meet those needs. Our team is dedicated to providing exceptional customer service, but our primary goal is to build long-term relationships by ensuring your complete satisfaction and peace of mind.
We specialize in assisting seniors and retirees with some of the most important aspects of their financial and health security, including:
At Howard Gursky Insurance, we work with you to find the right solutions for your future, helping you navigate these essential areas with ease and confidence.
We specialize in assisting seniors and retirees with some of the most important aspects of their financial and health security, including:
- Medicare Health Insurance
- Life Insurance
- Dental Plans
- Retirement Planning
- Hospital Indemnity Plans
At Howard Gursky Insurance, we work with you to find the right solutions for your future, helping you navigate these essential areas with ease and confidence.
Products and Services We Are Able to Offer you:
We are able to look at all of your needs and concerns and see which carriers and products make sense for you.
Everyone has individual needs and I will be able provide a full review to see what fits your needs and budget.
Everyone has individual needs and I will be able provide a full review to see what fits your needs and budget.
MEDICARE HEALTH INSURANCE
It is important to learn about the benefits you may be eligible to for your healthcare. Whether you are on Medicare or newly eligible to Medicare there are various options to choose from and each has specific features and benefits.
Do you know the difference between?
Do you know the difference between?
- Medicare Supplements
- Medicare Advantage Part C plans
- Prescription Part D plans
With an abundance of choices, this can be a very complex process for an individual to handle.
RETIREMENT PLANNING
70% of Americans between 50-74 do not have a formal retirement plan.
Are you looking for:
Are you looking for:
- Guaranteed income for life
- Elimination of Market Loss
- Capture upside gains in the market
- Tax-deferred growth
Most seniors do not know products like this exist. There are many challenges during your retirement, and I want to be able to provide solutions that may fit your goals.
LIFE INSURANCE
It's never too early (or too late) to get life insurance. Our life insurance policies will have you covered so you can plan to enjoy every moment with peace of mind. Our coverage options include:
Whole Life Insurance - Enjoy peace of mind with full coverage that grows in cash value.
Term Life Insurance - A cost-effective alternative to Whole Life Insurance that covers you for a specified amount of time.
Guaranteed Life Insurance - Regardless of your health concerns, we may have solutions for you.
Whole Life Insurance - Enjoy peace of mind with full coverage that grows in cash value.
Term Life Insurance - A cost-effective alternative to Whole Life Insurance that covers you for a specified amount of time.
Guaranteed Life Insurance - Regardless of your health concerns, we may have solutions for you.
Medicare can be confusing.... BUT WE MAKE IT SIMPLE!
Why Choose Howard Gursky Insurance?
If you think all insurance agencies are the same, think again. At Howard Gursky Insurance, we provide a level of service that sets us apart from other agencies in the area. We are dedicated to helping clients find the right coverage for their needs, family, and budget.
Fast & Free Quotes
Contact Howard Gursky Insurance today to explore the coverage options available, at no cost.
Friendly & Knowledgeable
At Howard Gursky Insurance, we take the time to explain every option, ensuring clients fully understand their choices and feel confident in their decisions.
Locally Owned & Operated
As a locally owned agency, Howard Gursky Insurance is deeply invested in serving the community with personalized care and attention.
Fast & Free Quotes
Contact Howard Gursky Insurance today to explore the coverage options available, at no cost.
Friendly & Knowledgeable
At Howard Gursky Insurance, we take the time to explain every option, ensuring clients fully understand their choices and feel confident in their decisions.
Locally Owned & Operated
As a locally owned agency, Howard Gursky Insurance is deeply invested in serving the community with personalized care and attention.
Not Sure What You Need?
Howard Gursky Insurance will help choose the coverage that's right for you!
HOSPITAL INDEMNITY
Are the Rising costs of Hospital Stays a concern of yours?
Hospital Indemnity Insurance is a type of supplemental health insurance that provides a fixed cash benefit for covered hospital stays and other medical services.
Why are Hospital Indemnity Plans important?
Hospital Indemnity insurance is designed to help individual offset the out-of-pocket costs associated with a hospital stay such as co-pays, deductibles and other non-medical costs.
Hospital Indemnity Insurance is a type of supplemental health insurance that provides a fixed cash benefit for covered hospital stays and other medical services.
Why are Hospital Indemnity Plans important?
Hospital Indemnity insurance is designed to help individual offset the out-of-pocket costs associated with a hospital stay such as co-pays, deductibles and other non-medical costs.
DENTAL INSURANCE
Do you need to see a dentist?
Do you not go due to the high costs of dental care?
Addressing your dental needs today can help avoid costly problems in the future. With an affordable dental plan, now you can have a solution.
Seniors on average spend $1,154 in dental care per year.
Learn about the different options available for you dental needs
Do you not go due to the high costs of dental care?
Addressing your dental needs today can help avoid costly problems in the future. With an affordable dental plan, now you can have a solution.
Seniors on average spend $1,154 in dental care per year.
Learn about the different options available for you dental needs
CANCER PLANS
No one wants to worry about cancer, but it will affect many of us. When receiving treatment, the last thing anyone wants to worry about is the cost. That’s why thinking about cancer coverage matters.
Cancer Coverage can offer relief by giving you resources like a lump sum cash payout upon diagnosis. You could use this money to pay for:
• Travel, second opinions or uncovered costs
• Extra help in the home
• Time off work for family/friends helping with care • Alternative treatments not covered by insurance
Cancer Coverage can offer relief by giving you resources like a lump sum cash payout upon diagnosis. You could use this money to pay for:
• Travel, second opinions or uncovered costs
• Extra help in the home
• Time off work for family/friends helping with care • Alternative treatments not covered by insurance
Speak to Howard Gursky.
Contact us today to make an appointment.
Customer Testimonials
Here's what our clients have to say:
"Thank you so much for your support of the Glen Cove Senior Center and for so many other things you do for us personally. You are such a good friend to everyone here!"
— Lisa Belinsky
Assistant Activities Coordinator
Glen Cove Senior Center
Assistant Activities Coordinator
Glen Cove Senior Center
"We insure our Medicare with this insurance agency. They are very responsive and a pleasure to deal with. We shopped around and these were absolutely the best rates for the coverage that we needed."
— Dustin J.
"They really took the time to not only learn more about the coverage my wife and I needed, but they also explained all of the different options available so that we can make an educated decision"
— Angela W.
"They are have so much knowledge and a level of professionalism. I highly recommend them to all my family and friends."
— Mark K.
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